Why Your Investment in Lifetime Oy is Secure: A US Investor's Perspective

As a US investor, you are accustomed to high-risk, high-reward environments. Investing in Lifetime Oy—a Finnish company operating under strict EU standards—offers a unique layer of institutional reliability. Finland consistently ranks #1 in the world for the rule of law and political stability, providing a predictable foundation for your capital that is often missing in other markets. Below is how our compliance with EU and Finnish standards protects your interests.

1. EU Compliance Ensures High Standards of Data & IP Protection

World-Class Data Security: Lifetime Oy operates under the General Data Protection Regulation (GDPR), the global "gold standard" for data privacy. This ensures that your investor data and our proprietary intellectual property are safeguarded by strict legal frameworks, significantly reducing the risk of data breaches or IP theft compared to less regulated regions.

Transparency by Design: While US private markets can be opaque, Finnish limited liability companies (Osakeyhtiö) are subject to rigorous reporting standards. We voluntarily align our reporting with EU Corporate Sustainability Reporting Directive (CSRD) principles, giving you clear visibility into our governance and environmental impact—metrics that increasingly drive long-term value.

Legal Clarity: Our operations are governed by Finnish corporate law, known for its clarity and strong protection of shareholder rights. You can view our governance principles at https://dws10.com/legal.

2. A Stable and Predictable Business Environment

Rule of Law: Unlike many global tech hubs, Finland offers an exceptionally stable legal environment. Contract enforcement is swift and non-corrupt. Disputes, should they arise, are resolved through a transparent judicial system that treats domestic and international investors equally.

Consumer & Investor Safety: While we are a technology company rather than a financial institution, we operate within an ecosystem that prioritizes ethical business practices. EU directives on digital markets and fair competition ensure that we build sustainable, long-term value rather than chasing short-term, high-risk gains.

Efficient Dispute Resolution: In the unlikely event of legal issues, the EU framework provides standardized mechanisms for cross-border dispute resolution, often making it more predictable and cost-effective than US litigation.

3. Mitigated Risks Through Future-Proofed Standards

Sustainability as a moat: By adhering to EU sustainability standards (like the Ecodesign for Sustainable Products Regulation), Lifetime Oy is "future-proofed" against the tightening climate regulations that are disrupting US industries. Our products are built to meet tomorrow's global standards today.

Cross-Border Protection: As a US investor, you benefit from the US-EU Trade and Technology Council initiatives, which work to harmonize standards and protect cross-border technology investments.

Financial Integrity: We strictly adhere to EU Anti-Money Laundering (AML) directives and Know Your Customer (KYC) protocols. This ensures that the company's capitalization table remains clean and reputable, securing your investment's integrity for future exit scenarios (IPO or acquisition).

4. Proven Innovation Track Record

The "Finland Advantage": Finland is a AAA-rated economy (Fitch/S&P) and a global leader in digitalization and climate tech. Investing here means backing a team in one of the world's most innovative ecosystems, supported by strong government incentives for R&D.

Stability Meets Growth: Nordic equity markets have historically delivered strong returns with lower volatility due to these protective "governance layers." You get the upside of a high-growth tech company with the downside protection of a stable, transparent democracy.

Summary: While EU regulations are often viewed as "red tape" in the US, for an investor in Lifetime Oy, they act as a quality assurance seal. They force us to be more transparent, more secure, and more sustainable than our competitors. This structure secures your rights and positions your capital for ethical growth in the high-potential climate-tech sector.

For specific terms, privacy policies, and shareholder agreements, please visit https://dws10.com/legal.